I went to the interview and the recruiter asked me for my friends and family contact information. can I do this without getting my family and friends involved?
You certainly can. Involving friends and family can help because of familiarity and if you understand the industry you are potentially joining, you need word of mouth referrals. However, while some family of mine are clients, not all are. I decided to focus on other areas of business development and they've worked well. Whatever you decide, understand that this is a word of mouth business and the more people you have providing referrals or contacts, they faster you'll see success. Plus, the financial services industry has been lax on client services and so by involving friends and family, you can potentially save them thousands in premiums and generate better results with investments
I am honest and trustworthy?
Credibility with people that know me?
Good with people?
Good leadership skills?
I understand as an agent, you are not allowed to sell Online. How can one compete with Online Insurance Providers?
Only 3% of all insurance in North America is sold online and usually results in a cancellation of policies resulting in a chargeback of the commission to the agent. It is not a good way to sell insurance as it is very un-personable and cold.
How much does it cost to join Primerica? Any required monthly sells or fees?
It costs $100 to sign your IBA (Independent Business Application) which includes the classroom course and books, plus $28/mth for the Primerica website access. If you pass your LLQP your $100 is reimbursed to you, and if you pass on your first try your test sitting fees are also reimbursed.Honestly they make it really hard to say no, if nothing else the education you get on financials for $100 is worth every penny and then some.
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